Personal Loans

Pacific Finance offers new personal loans, or a top up on your existing personal loan, for amounts from $500 to $20,000 secured by your vehicle, property or chattels. 

We are committed to responsible lending so we work with you to ensure repayments align with your pay day, and to ensure you are able to manage your ongoing budget.

  • Step 1: complete our quick and easy application process
  • Step 2: we provide you with a fast credit decision*
  • Step 3: read and sign our easy to understand Loan documentation
  • Step 4: funds paid to you.  It’s that simple!

For a standard Application it takes approximately ½ an hour from receipt of your completed Application* and supporting documents to when the funds are paid to you.**  If the Application is more complex, processing times may take up to 1 hour.  We’ll let you know if we expect any delays.

Have difficulty completing forms?  Come in and see us, we’re happy to help.

* Pacific Finance lending criteria and conditions apply

** Applications are assessed during business hours 9am-5pm.  Any Applications received close to close of business or outside business hours are assessed the following business day.