Schedule of Fees


Interest Rate   29.5% pa
Default interest rate on arrears  Interest Rate plus 10% pa



Establishment fee

Credit Check fee $17.55 per individual/name
PPSR (registration, variation or discharge fee) $13.23 per registration
Motorweb $14.49 per search
Chattel Inspection fee from $70.00
Mortgage: Terranet search $29.56 per search
Caveat/Mortgage: register/release $650.00 or fee as charged by acting Solicitor
Account management fee $6.00 per month
Extra Statement fee $10.00 for extra statements over the 6 monthly statement
Early settlement processing fee $75.00

Payment default fees

Default fee    $17.20 per week
Default Time charge   $128.00 hour
Dishonour fee $22.00
Broken arrangement fee  $20.00
Reminder letter $15.00
Repossession Warning Notice  $15.00
Repossession Authority issue $55.00 
Property Law Act Notice $150.00 plus service agents fee
Field Visit $200.00
Variation of contract $50.00 or $165.00 if new contract required
Phone call fee $4.00 local
SMS text fee  $6.00 toll/mobile

Repossession Fees

Post Repossession Notice $100.00
Repossession from $230.00
Storage $11.50 per day
Time and Mileage if out of Auckland $138.00 per hour
Driver  $70.00
Tow charge $88.00 or at cost from tow company
Trace fee (by agent) $92.00
Redelivery fee $69.00 or cost from agent/tow company

Legal action

Legal action will be charged at cost plus time spent by PLL staff where chargable.